How it works

From first budget to company-wide control.

Here is how The Joy Budget works, whether you are planning your own month or running budgets for a whole company.

For you

Set up your money in an afternoon.

Personal budgeting with room for joy. Connect your accounts, get a plan built from how you really spend, and watch your goals fill up.

Link your bank accounts and cards once through our secure bank-connection partner. Transactions start flowing in.

The Joy Budget sorts your spending automatically and suggests a budget from your real habits. Adjust anything.

Choose a guilt-free amount for the things you love. It's part of the plan, not a mistake.

Tap how a purchase felt. Your joy score shows which spending is worth it and which isn't.

Create savings goals with progress bars and get alerts before you overspend.

Invite your partner to a shared budget. You both see the same numbers, in real time.

For teams and business

The same app, with the controls a growing company needs: budgets for every team and project, approvals and reports for your accountant.

Connect company accounts and cards, then invite your team. Set roles for owners, approvers and members.

Give each team, project, department or location its own budget and owner. Add team fun money for lunches and events.

Team members send requests. Approvers decide in a tap, with multi-step approvals for bigger amounts.

Owners get alerts when a budget nears its limit. At month end, export tax-ready reports for your accountant.

Pick a plan and get early access.

The Joy Budget is launching soon. Pick a plan, leave your email, and we'll invite you as soon as it opens.

No card needed. We'll only email you about the launch.