TheJoy Budget Get started
New Joy budgeting for people, teams and companies

Budgeting that makes room for joy.

One app for your personal money, your team's spending and your company's budgets. Every budget includes guilt-free fun money, and The Joy Budget shows what your spending gives back, not just where it went.

Personal, Teams and BusinessFree plan for individualsComing to iPhone and Android
Dining is at 80%$64 left for the next 9 days
Summer trip: 62%$1,240 of $2,000 saved
Connect banks and cards
Automatic sorting
Guilt-free fun money
Team approvals
Joy budgeting

Most budgets count every dollar. Ours asks what it gave you.

The Joy Budget is built on a simple idea: a plan you can live with beats a perfect plan you quit. So every budget comes with room to enjoy life, and the app shows which spending actually makes you happy.

Fun money, built in

Every budget sets aside a guilt-free amount for whatever you love. Spend it on anything. No judgment, no red numbers.

A joy score for your spending

Rate how a purchase felt with one tap. Over time you see which categories bring the most joy per dollar, and which ones quietly don't.

Spend more on what matters

The Joy Budget suggests where to trim and where to give yourself more, so your money follows what you actually value.

One app, every size

Built for you, your team and your whole company.

The same simple app scales from one person's monthly plan to budgets across departments, with the controls each size needs.

For you

Your money, finally calm.

See everything in one place, plan your month in minutes and enjoy your fun money without guilt.

  • All your accounts and cards in one view
  • Savings goals with progress bars
  • Share a budget with your partner
From $14.99 per monthPersonal
For teams

Team spending, without the chase.

Give every team and project its own budget, approve requests in a tap and know before anything runs over.

  • Team and project budgets
  • Requests and approvals
  • Over-budget alerts for managers
From $29.99 per monthTeams
For business

Company budgets, under control.

Plan by department, project and location, with approval chains and reports your accountant can use right away.

  • Department and location budgets
  • Multi-step approvals
  • Tax-ready reports and exports
From $49.99 per monthBusiness
Features

Everything you need to run your money.

Connect once and The Joy Budget does the busywork: sorting, tracking, alerting and reporting, so you can focus on decisions.

Connect banks and cards

Link your checking, savings and credit cards through a secure bank-connection partner. Balances and transactions update on their own.

CheckingSavingsCredit cardBusiness account

Automatic expense sorting

Every transaction lands in the right category by itself. Fix one, and The Joy Budget remembers next time.

GroceriesRentTravelSoftwareFun money

Spending alerts

A heads-up before you overspend, not a surprise after.

$400 on food this weekThat's $90 more than usual.

Savings goals

Set a goal, watch the bar fill, celebrate the finish.

Emergency fund48%
New car81%

Shared budgets

One budget for two, or for twenty. Everyone sees the same numbers.

AMJ+5

Team and project budgets

Budgets per team, project or client, with spending requests, approvals and alerts when something is about to go over.

Product launch92% used
Request: team offsite$2,400 · needs approval

Accountant and tax reports

Clean reports by category, team or project, ready for your accountant. Export in one tap.

CSVExcelPDF
For teams and business

Spend controls that teams actually like.

Set the budget, set the rules, and let people get on with their work. Managers see everything, and nobody needs to chase receipts.

Budgets by team, project and department

Every group gets its own budget and owner, rolled up into one company view.

Requests and approvals

People ask before they spend. Approvers say yes or no in a tap, with multi-step chains for bigger amounts.

Over-budget alerts

Owners hear about it when a budget hits 80%, not at the end of the quarter.

Reports and exports

Tax-ready reports and exports your accountant can use without cleanup.

Pricing

Pick the plan that fits.

Start free on your own, or bring your team and company along.

Personal

For you, your partner and your household.

$14.99$11.99per monthper month, billed yearly

Free plan available: one budget and manual tracking.

Get started free
  • Connect your bank accounts and cards
  • Automatic expense sorting
  • Guilt-free fun money in every budget
  • Joy score: see what your spending gives back
  • Savings goals with progress bars
  • Spending alerts
  • Share a budget with your partner
Most popular

Teams

For teams and small companies that spend together.

$29.99$23.99per monthper month, billed yearly

For teams of up to 10 people.

Get started
  • Everything in Personal, plus:
  • Team and project budgets
  • Spending requests and approvals
  • Over-budget alerts for managers
  • Team fun money for lunches and events
  • Roles and permissions
  • Exports for your accountant

Business

For larger companies with departments and finance teams.

$49.99$39.99per monthper month, billed yearly

Unlimited people.

Get startedNeed more? Contact sales
  • Everything in Teams, plus:
  • Budgets by department, project and location
  • Multi-step approvals
  • Accountant access and tax-ready reports
  • Exports to CSV, Excel and PDF
  • Multiple companies in one account
  • Dedicated onboarding

See full pricing and FAQ

Privacy

Your money, your data.

Bank connections are read-only and run through a secure bank-connection partner, so The Joy Budget never sees your bank password. You decide what is shared with your partner or team, and you can export or delete your data whenever you want.

Get early access.

The Joy Budget is launching soon. Pick a plan, leave your email, and we'll invite you as soon as it opens.

No card needed. We'll only email you about the launch.